Your Loan Route is not a lender and does not make loan or credit decisions. Ad Disclosure
Personal loans · $100 to $35,000
Find your way to the right personal loan.
Pick an amount, answer a few questions, and we'll search our network of lenders for one that may be able to help.
- Free to use
- One request, many lenders
- You decide
How it works
Three steps, clearly marked.
-
Set your amount
Choose anything from $100 to $35,000. You can adjust it on the next screen.
-
Tell us about you
A few questions about you, your income and your bank account, one at a time.
-
Review your options
If a lender in our network may be able to help, we show you the way to their offer. Nothing is final until you accept.
Why Your Loan Route
A clearer way to ask for a loan.
One request, a wide search, and every decision left to you.
No charge
Sending a request through Your Loan Route costs you nothing.
Encrypted
Your details are sent over a 256‑bit SSL encrypted connection.
Broad reach
One request can reach many lenders in our network, so there is one form to fill in, not several.
Cost examples
What a loan could cost.
How rate, fee and term change the total. Your actual terms come from the lender.
- Interest rate
- 24%
- Origination fee
- 5% ($50)
- Amount you receive
- $950
- Term
- 12 months
- Monthly payment
- $94.56
- Total of payments
- $1,134.72
- APR
- 34.14%
- Interest rate
- 19%
- Origination fee
- 5% ($100)
- Amount you receive
- $1,900
- Term
- 24 months
- Monthly payment
- $100.82
- Total of payments
- $2,419.68
- APR
- 24.38%
- Interest rate
- 13%
- Origination fee
- 5% ($250)
- Amount you receive
- $4,750
- Term
- 48 months
- Monthly payment
- $134.14
- Total of payments
- $6,438.72
- APR
- 15.80%
- Interest rate
- 8%
- Origination fee
- 5% ($500)
- Amount you receive
- $9,500
- Term
- 60 months
- Monthly payment
- $202.76
- Total of payments
- $12,165.60
- APR
- 10.20%
| Loan amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest rate | 24% | 19% | 13% | 8% |
| Origination fee | 5% ($50) | 5% ($100) | 5% ($250) | 5% ($500) |
| Amount you receive | $950 | $1,900 | $4,750 | $9,500 |
| Term | 12 months | 24 months | 48 months | 60 months |
| Monthly payment | $94.56 | $100.82 | $134.14 | $202.76 |
| Total of payments | $1,134.72 | $2,419.68 | $6,438.72 | $12,165.60 |
| APR | 34.14% | 24.38% | 15.80% | 10.20% |
*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.
The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.
Questions
Common questions.
What to know about Your Loan Route before you begin.
What is a personal loan?
An amount you borrow from a lender and pay back over time in set installments. You can request between $100 and $35,000, with terms of up to 72 months. The lender decides what it can offer you.
Who can make a request?
Most lenders ask that you:
- are 18 or over
- are a U.S. citizen or permanent resident
- receive a steady income
- have an active bank account (direct deposit is a plus)
What does Your Loan Route cost?
Nothing. Our service is free to use. Lenders charge interest and may add fees, and they must give you the full terms before you agree to a loan.
What are APR and loan terms?
APR, the annual percentage rate, expresses the yearly cost of borrowing. It may range from 5.99% to 35.99%, and terms from 91 days to 72 months, depending on your circumstances and the lender.
Who do I pay back?
Your lender, on the schedule in your loan agreement. Questions about payments go to the lender directly.
How is my information protected and shared?
It is encrypted with 256‑bit SSL in transit. When you submit, it may be shared with lenders, networks and service providers, as explained in our Privacy Policy and Marketing Disclosure.
Ready to take the first step?
Choose an amount and we'll handle the search.